Turkey MTPL Insurance (Zorunlu Trafik Sigortası) — Buy Online, Skip Border Queues
Order Turkey InsuranceTurkey Insurance (Turkish: Zorunlu Trafik Sigortası, also called Turkish Compulsory Insurance) is mandatory third-party liability insurance for vehicle owners, required for entry and travel in Turkey with foreign-registered vehicles (Russian, Georgian, Armenian, Kazakh, etc.).
You can buy Turkey insurance online with email delivery in 15 minutes. The policy is issued officially through Turkish insurance companies and registered in Turkey's state database.
⚠️ IMPORTANT: Without Turkey insurance, you will not be allowed to cross the Turkish border. This is a mandatory requirement for all foreign vehicles.
Turkey Insurance Tariffs (Zorunlu Trafik Sigortası)
Choose the right tariff for your vehicle
🚗 Cars
1 month
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
3 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
🏍️ Motorcycles
1 month
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
3 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
🚚 Trucks and Campers
1 month
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
3 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
What is Turkey Insurance (Zorunlu Trafik Sigortası)?
Zorunlu Trafik Sigortası (also known as Turkey MTPL or Motor Third Party Liability) in Turkish means "compulsory traffic insurance". It is mandatory car insurance for all foreign vehicles entering Turkey, including cars from Georgia, Armenia, EU, and UK.
🇹🇷Required for
- ✓Vehicles with Russian plates (RUS)
- ✓Georgian vehicles (GE)
- ✓Armenian vehicles (AM)
- ✓Kazakh vehicles (KZ)
- ✓Belarusian vehicles (BY)
- ✓Any other non-Turkish plates
✅What it covers
- ✓Third-party damage in accidents
- ✓Bodily injury to victims
- ✓Property damage
- ✓Legal protection in Turkey
- ✓Assistance with accident paperwork
💡 Important to understand: Russian OSAGO and Green Card do NOT work in Turkey. You need Turkey insurance (Zorunlu Trafik Sigortası) for entry.
Who Must Buy Turkey MTPL Insurance?
MUST Buy Turkey MTPL
- •🇬🇪 Georgian vehicles
Georgia does NOT issue Green Card. Turkey MTPL is mandatory for all Georgian cars entering Turkey.
- •🇦🇲 Armenian vehicles
Armenia does NOT issue Green Card. Turkey MTPL is mandatory. Note: Travel via Georgia (Armenia-Turkey border closed).
- •🇪🇺 EU vehicles without "TR" coverage
Most EU budget policies do NOT include Turkey. Check your Green Card for "TR" — if missing, you MUST buy Turkey MTPL.
- •🇬🇧 UK vehicles post-Brexit
Most UK insurance policies NO LONGER cover Turkey after Brexit. Check your policy or buy Turkey MTPL to be safe.
- •🚗 Rental cars
Rental car insurance almost NEVER covers Turkey. You must buy separate Turkey MTPL.
Smart to Buy (Even If Covered)
- ✓Cost savings
Turkey MTPL (from 36€) is 4-8x cheaper than EU policy extension (€150-300). Perfect for short trips.
- ✓Skip border queues
Buy online, get to email instantly. Cross Turkish border FAST without waiting in insurance queue (30-60+ min).
- ✓Avoid border markup
Border insurance costs 20-30% more than online. Save money by buying in advance.
- ✓Peace of mind
No language barriers, no cash-only payments, no stress. Get official policy in English to your email.
Critical for Georgian & Armenian Drivers:
Georgia and Armenia do NOT participate in Green Card system. You CANNOT get Green Card in your country. Turkey MTPL insurance is MANDATORY for every Turkey trip.
Without Turkey MTPL, Turkish border officials will NOT let you enter. Buy online now (from 36€, 15 minutes) to avoid expensive border purchase and long queues.
🌍 Do You Have Green Card? Check If Turkey Is Covered
Green Card is international motor insurance system covering 48+ countries (mostly Europe). If your Green Card includes Turkey, you're covered. But there's a catch...
How to Check Your Green Card:
- Look at your Green Card document (green paper or digital)
- Find the list of countries (usually in middle section)
- Check if "TR" (Turkey) is listed:
- ✅ "TR" is listed → Turkey is covered (but read below!)
- ❌ "TR" is NOT listed → You MUST buy Turkey MTPL
🇬🇪🇦🇲 Georgia & Armenia:
No Green Card system. You CANNOT get Green Card in Georgia or Armenia. Turkey MTPL is your ONLY option. Mandatory for every Turkey trip.
🇪🇺 EU Countries:
Turkey is NOT included in standard EU MTPL. Including "TR" is a paid option (€150-300 extra). Most budget policies do NOT include Turkey.
💡 Smart Tip: Even If You Have Green Card with "TR"...
Turkey MTPL is often 4-8x cheaper than extending your EU insurance:
• Turkey MTPL online: from 36€
• EU Green Card extension: €150-300
For short trips (1-3 months), buying Turkey MTPL saves you €100-250!
🇬🇧 UK Drivers Post-Brexit:
Most UK insurance companies removed Turkey from coverage after Brexit. Check your policy carefully. If unsure, safer and cheaper to buy Turkey MTPL online (from 36€).
Why do you need Turkey insurance?
Mandatory requirement
Without Turkey insurance, you will not be allowed to cross the Turkish border. This is a legal requirement for all foreign vehicles.
Protection from expenses
In case of an accident in Turkey, insurance will cover damage to victims. Without it, you will have to pay everything out of pocket + fines.
Legal support
Turkey insurance provides legal protection and assistance in accident investigation in Turkey according to local legislation.
Why Buy Turkey MTPL Online (Not at Border)?
Cheaper Than Border
From 36€ online
vs
20-30% more at border
+ hidden fees + cash only hassle
Skip Border Queues
Buy online: 15 minutes
Border queue for insurance: 30-60+ minutes
The most frustrating part of crossing!
Instant Email Delivery
Policy sent to email immediately
Print or show on phone at border.
100% official, accepted everywhere.
❌ Buying at Border:
- • Wait in long queue (30-60+ min)
- • Pay 20-30% more
- • Language barrier
- • Cash only (sometimes)
- • Stress and delays
✅ Buying Online with Us:
- • Order in 15 minutes
- • Save money (from 36€)
- • English website & support
- • Pay with any card
- • Cross border fast!
From 36€ for cars • 15 min delivery • Email to inbox
Why is it beneficial to order Turkey insurance online with us?
Fast
Registration in 15 minutes, policy to email immediately after payment
Convenient
No office visits, fully online from anywhere in the world
Any payment
Rubles, euros, dollars, Russian and foreign cards, PayPal, Wise
Official
Policy is registered in Turkey's state database
Frequently Asked Questions
Q:I'm driving from Georgia to Turkey. Do I need Turkey MTPL?
YES. 100% MANDATORY.
Georgia does NOT issue Green Card. You CANNOT get international car insurance in Georgia that covers Turkey. Turkish border officials will NOT let you enter without Turkey MTPL insurance.
✅ Solution: Buy Turkey MTPL online now (from 36€, 15 minutes) to avoid expensive border purchase and long queues (30-60 min wait).
Q:I'm driving from Armenia to Turkey. What insurance do I need?
Armenia does NOT issue Green Card. You MUST buy Turkey MTPL.
Important: Armenia-Turkey border is currently closed. You'll need to transit through Georgia. Route: Armenia → Georgia → Turkey.
✅ Buy Turkey MTPL online before your trip. From 36€, delivery to email in 15 minutes.
Q:I have EU Green Card. Do I still need Turkey MTPL?
Check your Green Card document. Look for "TR" (Turkey) in the list of covered countries:
- ✅"TR" is listed: Turkey is covered. However, Turkey MTPL is often cheaper (from 36€) than your EU policy extension (€150-300). Many EU travelers buy Turkey MTPL to save money on short trips.
- ❌"TR" is NOT listed: You MUST buy Turkey MTPL. Most EU budget policies do NOT include Turkey (it's a paid option).
💡 Tip: Even if covered, buying Turkey MTPL online saves you €100-250 for 1-3 month trips!
Q:I'm from UK. Does my insurance cover Turkey after Brexit?
Most UK insurance policies NO LONGER cover Turkey after Brexit. Many UK insurers removed Turkey from their coverage.
Check your Green Card or policy document. If Turkey ("TR") is not listed, you MUST buy Turkey MTPL.
✅ Safer and cheaper: Buy Turkey MTPL online (from 36€) rather than risk problems at Turkish border or pay expensive UK policy extension.
Q:Can I buy Turkey insurance at the border?
Yes, but NOT recommended:
❌ At Border:
- • 20-30% more expensive
- • Long queues (30-60+ min)
- • Language barrier
- • Cash only sometimes
- • Stressful experience
✅ Online with Us:
- • From 36€ (cheaper!)
- • 15 minutes order
- • English website
- • Any card accepted
- • Skip border queue!
🎯 Best practice: Buy online NOW, get policy to email, cross border FAST without waiting in insurance queue!
Q:I'm renting a car. Does rental insurance cover Turkey?
NO. Rental car insurance almost NEVER covers Turkey.
Most rental companies (in Georgia, Armenia, EU) explicitly exclude Turkey from their insurance coverage. Check your rental agreement — you'll likely see "Turkey excluded" in fine print.
✅ You MUST buy separate Turkey MTPL. We accept online payments from all countries. From 36€, instant email delivery.
Q:Is this insurance official and accepted in Turkey?
YES. 100% official.
- Issued by licensed Turkish insurance companies
- Registered in Turkish state database
- Accepted by police and border officials everywhere in Turkey
- Full legal compliance with Turkish law
Policy delivered as PDF to your email. Print or show on phone at border crossing. Recognized by all Turkish authorities.
Q:How long does it take to get the policy?
15 minutes.
- Fill online form (2 minutes)
- Pay with any card (1 minute)
- Policy issued automatically (instant)
- Delivered to your email (immediately)
PDF format, ready to print or show on phone at Turkish border. Valid immediately after purchase.
Q:How much does Turkey MTPL cost for cars?
Turkey MTPL price for passenger cars ranges from 36€ to 262.5€ depending on duration.
Price depends on:
- Insurance duration (1 month to 1 year)
- Vehicle type (cars covered; other vehicles in development)
💰 Starting price: from 36€
See exact tariffs on this page below (scroll to tariffs section)
Still have questions? Order your Turkey MTPL insurance now!
Order Turkey MTPL Insurance →From 36€ for cars • 15 min delivery • Skip border queues
For which vehicles can Turkey insurance be issued?
Turkey insurance (Zorunlu Trafik Sigortası) can be issued for vehicles registered in the following countries:
Important: For vehicles with Turkish plates, insurance is issued through local insurance companies in Turkey.
How to order Turkey insurance online - 4 simple steps
Fill out the form
Enter vehicle data, owner information, and desired insurance period
Upload documents
Scan/photo of vehicle registration certificate and owner's passport
Pay
Choose a convenient method: Russian/foreign card, PayPal, Wise, cryptocurrency
Receive policy
Policy will arrive by email within 15 minutes. Print and carry with you
Turkey Insurance, Green Card, and OSAGO: What's the difference?
| Parameter | OSAGO (Russia) | Green Card (Europe) | Turkey Insurance |
|---|---|---|---|
| Where valid | Only in Russia | 27 European countries | Only in Turkey 🇹🇷 |
| Mandatory | Mandatory in Russia | Mandatory in EU | Mandatory in Turkey |
| Minimum term | From 3 months | From 15 days | From 1 month |
| Price (1 month) | From 3,000₽ | 8,243₽ (85€) | 3,500₽ (36€) ✓ Cheaper |
| Registration | Online/offline | Online/offline | Online only |
❌ OSAGO does not work in Turkey
Russian OSAGO is valid only in Russia
❌ Green Card does not work in Turkey
Green Card is valid only in EU countries
✅ Turkey insurance needed
Mandatory for all foreign vehicles
Frequently Asked Questions about Turkey Insurance
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