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Turkey Insurance (Zorunlu Trafik Sigortası) - order online
Order Turkey InsuranceTurkey Insurance (Turkish: Zorunlu Trafik Sigortası, also called Turkish Compulsory Insurance) is mandatory third-party liability insurance for vehicle owners, required for entry and travel in Turkey with foreign-registered vehicles (Russian, Georgian, Armenian, Kazakh, etc.).
You can buy Turkey insurance online with email delivery in 15 minutes. The policy is issued officially through Turkish insurance companies and registered in Turkey's state database.
⚠️ IMPORTANT: Without Turkey insurance, you will not be allowed to cross the Turkish border. This is a mandatory requirement for all foreign vehicles.
Turkey Insurance Tariffs
Choose the right tariff for your vehicle
Türkiýa sugurtasy tarifi üçin ulag görnüşi
🚗 Cars
1 month
Turkey Insurance for passenger car
3 months
Turkey Insurance for passenger car
60,00 €
111.87 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance for passenger car
110,00 €
205.09 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance for passenger car
190,00 €
354.25 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
🏍️ Motorcycles
1 month
Turkey Insurance for motorcycle
40,00 €
74.58 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
3 months
Turkey Insurance for motorcycle
50,00 €
93.22 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance for motorcycle
70,00 €
130.51 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance for motorcycle
96,00 €
178.99 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
🚚 Trucks and Campers
1 month
Turkey Insurance for truck or camper
110,00 €
205.09 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
3 months
Turkey Insurance for truck or camper
130,00 €
242.38 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
6 months
Turkey Insurance for truck or camper
210,00 €
391.54 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
1 year
Turkey Insurance for truck or camper
380,00 €
708.51 USDT
- ✓Zorunlu Trafik Sigortası
- ✓Registration from 15 min
- ✓Valid throughout Turkey
Töleg usullary
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Rubl karta
Ýewro karta
Dollar karta
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What is Turkey Insurance (Zorunlu Trafik Sigortası)?
Zorunlu Trafik Sigortası in Turkish means "compulsory traffic insurance". It is the Turkish equivalent of Russian OSAGO, but valid only in Turkey.
🇹🇷Required for
- ✓Vehicles with Russian plates (RUS)
- ✓Georgian vehicles (GE)
- ✓Armenian vehicles (AM)
- ✓Kazakh vehicles (KZ)
- ✓Belarusian vehicles (BY)
- ✓Any other non-Turkish plates
✅What it covers
- ✓Third-party damage in accidents
- ✓Bodily injury to victims
- ✓Property damage
- ✓Legal protection in Turkey
- ✓Assistance with accident paperwork
💡 Important to understand: Russian OSAGO and Green Card do NOT work in Turkey. You need Turkey insurance (Zorunlu Trafik Sigortası) for entry.
Why do you need Turkey insurance?
🚫
Mandatory requirement
Without Turkey insurance, you will not be allowed to cross the Turkish border. This is a legal requirement for all foreign vehicles.
💰
Protection from expenses
In case of an accident in Turkey, insurance will cover damage to victims. Without it, you will have to pay everything out of pocket + fines.
⚖️
Legal support
Turkey insurance provides legal protection and assistance in accident investigation in Turkey according to local legislation.
Why is it beneficial to order Turkey insurance online with us?
⏱️
Fast
Registration in 15 minutes, policy to email immediately after payment
🏠
Convenient
No office visits, fully online from anywhere in the world
💳
Any payment
Rubles, euros, dollars, Russian and foreign cards, PayPal, Wise
✅
Official
Policy is registered in Turkey's state database
For which vehicles can Turkey insurance be issued?
Turkey insurance (Zorunlu Trafik Sigortası) can be issued for vehicles registered in the following countries:
CIS & Neighboring Countries
🇷🇺
Russia
Plates RUS
🇬🇪
Georgia
Plates GE
🇦🇲
Armenia
Plates AM
🇰🇿
Kazakhstan
Plates KZ
🇧🇾
Belarus
Plates BY
🇺🇦
Ukraine
Plates UA
🇦🇿
Azerbaijan
Plates AZ
🇺🇿
Uzbekistan
Plates UZ
🇹🇲
Turkmenistan
Plates TM
🇰🇬
Kyrgyzstan
Plates KG
🇹🇯
Tajikistan
Plates TJ
🇲🇩
Moldova
Plates MD
European Union Countries
For EU vehicles whose Green Card does not cover Turkey
🇩🇪Germany
🇫🇷France
🇮🇹Italy
🇪🇸Spain
🇳🇱Netherlands
🇵🇱Poland
🇨🇿Czech Republic
🇧🇬Bulgaria
🇷🇴Romania
🇬🇷Greece
🇦🇹Austria
🇪🇺All EU countries
United Kingdom & Other Countries
🇬🇧
United Kingdom
Plates GB (post-Brexit — check your policy)
🇺🇸
United States
Plates US
🇮🇷
Iran
Plates IR
🇮🇶
Iraq
Plates IQ
🌍
Middle East countries
Syria, Saudi Arabia, UAE, Qatar, Kuwait, Bahrain, Oman, Jordan, Lebanon, Yemen, Israel
🌐
Other countries
Contact us
Please note: Turkey insurance (Zorunlu Trafik Sigortası) is NOT valid in Northern Cyprus (TRNC). A separate policy, purchased locally, is required for travel there.
Important: For vehicles with Turkish plates, insurance is issued through local insurance companies in Turkey.
How to order Turkey insurance online - 4 simple steps
01
Fill out the form
Enter vehicle data, owner information, and desired insurance period
→
02
Upload documents
Scan/photo of vehicle registration certificate and owner's passport
→
03
Pay
Choose a convenient method: Russian/foreign card, PayPal, Wise, cryptocurrency
→
04
Receive policy
Policy will arrive by email within 15 minutes. Print and carry with you
Turkey Insurance, Green Card, and OSAGO: What's the difference?
| Parameter | OSAGO (Russia) | Green Card (Europe) | Turkey Insurance |
|---|---|---|---|
| Where valid | Only in Russia | 27 European countries | Only in Turkey 🇹🇷 |
| Mandatory | Mandatory in Russia | Mandatory in EU | Mandatory in Turkey |
| Minimum term | From 3 months | From 15 days | From 1 month |
| Price (1 month) | From 3,000₽ | 8,243₽ (85€) | 4,551₽ (45€) ✓ Cheaper |
| Registration | Online/offline | Online/offline | Online only |
❌ OSAGO does not work in Turkey
Russian OSAGO is valid only in Russia
❌ Green Card does not work in Turkey
Green Card is valid only in EU countries
✅ Turkey insurance needed
Mandatory for all foreign vehicles
Insurance Coverage Limits (TRY)
Turkey insurance (Zorunlu Trafik Sigortası) has government-set coverage limits in Turkish Lira (TRY). These limits are updated annually.
🏥Bodily Injury
Per person1,800,000 TRY
Per accident (total)9,000,000 TRY
🚗Property Damage
Per accident900,000 TRY
Annual aggregate1,800,000 TRY
Note: Limits are in Turkish Lira (TRY) and set by the Turkish Treasury. Current rate: ~1 EUR = 36 TRY. Limits are updated every January.
Please note: Turkey insurance (Zorunlu Trafik Sigortası) is NOT valid in Northern Cyprus (TRNC). A separate policy, purchased locally, is required for travel there.
What to Do in Case of an Accident in Turkey?
1
Stop and turn on hazard lights
Do not leave the accident scene. Place warning triangle.
2
Call police: 155
In Turkey, calling police after an accident is mandatory. Ambulance: 112. Police will create an accident report (kaza tespit tutanağı).
3
Document everything with photos/video
Photograph damage, license plates, accident scene, road conditions.
4
Contact your insurance company
Phone number is on your policy. Also contact us — we will help with translation and paperwork.
5
Get a copy of the police report
Make sure to get a copy of the police report (kaza tespit tutanağı). It is needed for the insurance claim.
📞 Emergency numbers in Turkey:
112
Ambulance
155
Police
110
Fire dept.
159
Gendarmerie
Who Can Drive on a Turkish Policy?
Turkey insurance (Zorunlu Trafik Sigortası) is issued for one specific person — the one named in the policy. As a general rule, that person should be the one driving.
A second driver cannot be added to the same policy. If another person regularly drives the car, a separate policy is issued for them.
👨👩👧 Exception for families
If you are members of one family or close relatives, any of you may drive the car — even if the policy is issued in one person's name. A separate policy is not required in this case.
Additional Insurance Options
In addition to mandatory Turkey insurance, you can additionally get:
🛡️
Comprehensive (İhtiyari Mali Mesuliyet)
Voluntary extended coverage: theft, natural disasters, damage to your vehicle. Recommended for long trips.
🏥
Health Insurance
Covers medical expenses of driver and passengers. Includes hospitalization, treatment, evacuation.
🚨
Roadside Assistance (Yol Yardım)
Tow truck, technical assistance, fuel delivery, lock opening. Works 24/7 across Turkey.
Want to learn more about additional options? Contact us!
Processing Times & Cancellation Policy
⏱️Processing times
- Application5 minutes
- Document verification5-10 minutes
- Policy deliveryInstant via email
- Total~15 minutes
📦 Pre-order option
You can pre-order and pay in advance. On the policy start date (by 10:00 AM), we send it automatically to your email and WhatsApp.
📜Cancellation Policy
⚠️ Policy CANNOT be cancelled
- ✕The policy takes effect from issuance — issued strictly on the start date
- ✕Cannot be cancelled
- ✕No refunds
- ✕Cannot be transferred
- ✕Including vehicle sale
Turkish insurance law requirement.
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